Independent Brokers Who Work for You, Not the Carriers
Hughes Mitchell Insurance was built on a simple premise: the person helping you choose a health insurance plan should have no reason to favor one carrier over another. We are an independent brokerage, which means our only job is to find the plan that actually fits your life.
Independent Advice. No Sales Pressure.
We Do Not Sell.
We Consult.
Most insurance agents represent one company or work within a system that rewards steering clients toward specific plans. We were built differently. Hughes Mitchell Insurance holds appointments with A-rated carriers in Florida and Georgia and has no quota, no preferred carrier, and no incentive to recommend anything other than what fits your situation. The plans available through our quoting tools vary by carrier and product line — and we will always tell you when something falls outside what we can quote directly and where to find it.
Before we suggest a plan, we ask about your doctors, your prescriptions, your budget, and your history. Then we compare. Then we explain. That is what consulting looks like in this industry — and it is how we have worked with every client since we opened in 2014.
The Team Behind the Brokerage
Jenny Hughes Mitchell
Founder
Jenny has been in the insurance industry since 2001. She began her career at MetLife and Prudential before founding Hughes Mitchell Insurance in 2014 with the goal of building a brokerage that put clients first and carriers second.
She is based in Venice, Florida, and serves individuals, families, Medicare recipients, and small business owners throughout Sarasota County and statewide across Florida. She is licensed in both Florida and Georgia, and her clients have direct access to her by phone and email — not a call center, not a scheduling system.
Jenny is known for returning calls at the end of the day and for taking on clients who came to her after being ignored or mishandled by other agents. Cleaning up someone else's mistake is not how she prefers to meet a new client, but she will always take the call.
Grace Ryan
Agent
Grace serves clients across Georgia, including the Atlanta metro and the Lake Oconee area, where Hughes Mitchell Insurance was recognized as Insurance Company of the Year following more than 100 ACA enrollments. She brings a Georgia-market perspective and direct knowledge of the carriers, networks, and plan structures that serve clients well in that state.
Like Jenny, Grace works directly with her clients — same person at enrollment, same person at renewal, same person when something goes sideways.
Megan
Coming Soon
Megan is completing her licensure and will be joining the team to serve Georgia clients alongside Grace. Her bio will be added here upon licensure.
Two States, One Team, No Handoffs
We’re a small, dedicated team focused on getting things done without wasting your time.
We offer a wide variety of insurance solutions.
Hughes Mitchell Insurance is structured the way it is for a reason. Clients in Sarasota County, the Venice–North Port area, the Atlanta metro, Lake Oconee, or anywhere else in either Georgia or Florida will be served with personalized care and attention.
We serve clients in person, by phone, and by email, so geography within Georgia or Florida is never a barrier. Whether you are in a rural part of Georgia or a coastal community in Florida, you receive the same level of service and support.
Built on Referrals, Not Advertising
Hughes Mitchell Insurance does not grow through cold outreach or paid lead programs. The majority of new clients arrive because a current client sent them — a family member approaching Medicare, a colleague who just lost employer coverage, a neighbor who heard the story of what happened when someone actually needed their plan to work.
That referral pattern is not an accident. It reflects what happens when coverage performs the way it was described, when the agent picks up the phone at renewal, and when someone is there to work through a claim problem rather than disappear after the paperwork was signed.
We have been recognized as a Nextdoor Neighborhood Fave and named Insurance Company of the Year at Lake Oconee. Both reflect the same thing: a client experience that people feel strongly enough about to recommend by name.
Ready to Work With a Broker Who Stays?
Whether you are shopping for your first individual health plan, approaching Medicare, or looking for group coverage for your business, the process starts the same way — a conversation with Jenny or Grace about what you actually need.
